Brookdale Lake Shore Drive
Assisted Living, Independent LivingNo description available
Assisted Living in Illinois
Costs and Local Resources
Explore everything the Prairie State has to offer those searching for their next senior assisted living opportunity. The Land of Lincoln lacks nothing—from lake-lined enclaves and rustic rural small towns to the Second City itself, there’s an ideal area in which to spend the golden years for everyone. Enjoy four distinct seasons and high-rise living in the Chicagoland area or more temperate weather and small-town living downstate. Or take advantage of the best of both worlds and go from one to the other whenever you want to via commuter train. There’s something for everyone looking for Illinois assisted living services.
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Cost of assisted living in Illinois vs. nearby states
Cost of assisted living in a selection of Illinois cities
We noticed people seem to be searching for assisted living in these Illinois cities more frequently than others: Aurora, Benton, Maryville, and Normal. We've provided their pricing here.
The cost of assisted living in Illinois
Seniorly 2021 data shows that the average cost of assisted living in Illinois is $4,054 per month. The national average monthly cost is $4,057, which means Illinois is just about average when it comes to what it costs to access assisted living. Keep in mind, though, that Illinois has high-priced areas, low-cost rural regions, and everything in between. Explore our assisted living listings to start comparing properties, or get in touch with one of our local advisors to get expert advice on what you can afford in the areas in which you’re interested.
Assisted living communities can provide the peace of mind that comes from not worrying about home maintenance, chores, or errands, as well as help with personal care like grooming, eating, and other activities of daily living seniors might have trouble with. However, if your loved one requires nursing care, or has diagnosed Alzheimer's or dementia that has progressed to a certain point, they might need a skilled nursing facility/home health care, or memory care community instead. These types of care providers (and for that matter, in-home care) might cost more in Illinois than assisted living facilities, but the important thing is that your loved one’s needs are cared for in order to provide them with the best quality of life.
If your loved one currently lives in a retirement community, ask whether it is a Continuing Care Retirement Community: these senior living properties are generally designed for residents to age in place. Seniors can get the different levels of care they need, from independent living to memory care, without having to move to a different community altogether.
Overall cost of living in Illinois
Illinois has a below-average cost of living when compared to all states. Behind the Carolinas but costlier than Louisiana, Illinois’s cost of living index is 94.5, where the US national average is 104.63. The low cost of goods and services in Central and Southern Illinois are offset by the higher relative costs of the Chicagoland area—keep this in mind while you’re choosing where to look for your next assisted living option.
Financial assistance for assisted living in Illinois
Medicaid options for Illinois seniors
According to benefits.gov, to be eligible for Illinois Medicaid, you must be a resident of the state of Illinois, a U.S. national, citizen, permanent resident, or legal alien, in need of health care/insurance assistance, whose financial situation would be characterized as low income or very low income. You must also be one of the following:
- Pregnant, or
- Be responsible for a child 18 years of age or younger, or
- Blind, or
- Have a disability or a family member in your household with a disability, or
- Be 65 years of age or older.
Illinois Medicaid pays for medical assistance for children, parents and caretakers of children, pregnant women, persons who are disabled, blind, over 65 years of age, or who have previously been in foster care services. Illinois Medicaid is Federally and State-funded and designed to help a wide variety of families and individuals who need assistance.
Several primary services are funded through Illinois Medicare, including doctor care, hospital care, and long-term care. Additionally, Medicare recipients may be eligible for drug coverage, medical equipment and transportation, family planning services, laboratory tests, X-rays, and other medical services.
Non-Medicaid State assistance programs
The Illinois Department of Healthcare and Family Services administers additional assistance programs for seniors and their caretakers. Additionally, the Illinois Department on Aging has an array of resources for seniors and their families, including the Senior Health Insurance Program (SHIP), a free statewide health insurance counseling service for Medicare beneficiaries and their caregivers. For families in the City of Chicago, there may be options available through the City’s Department of Family & Support Services. For more ways to find assisted living help, check the “Free assisted living resources in Illinois” section below.
More ways to finance assisted living in Illinois
There are several options available to finance assisted living for yourself or a loved one. Long-term care can be financed several ways:
- Life insurance - Some life insurance policies have a provision for long-term care benefits.
- Long-term care insurance - This type of insurance is intended to cover long-term health care needs by covering costs for assisted living or long-term care communities.
- Pensions, 401K, and IRA - If you have a pension, 401k or an IRA to fall back upon this would be a great benefit in paying for assisted living costs.
- Real Estate - Having a home is a great source of income. When it is time to move into assisted living the sale proceeds from your home can cover the costs.
- Veteran’s benefits - While the VA will not directly cover the costs of assisted living, you can obtain help from the VA under the Veterans Aid & Attendance benefits. The Aid & Attendance benefits helps eligible veterans and their surviving spouses to pay for assistance for assistance of daily living (ADLs) activities. Aid & Attendance benefits are often referred to by other names such as “improved pension,” “VA assisted living benefit,” or “veterans elder care benefits.”
Free assisted living resources in Illinois
Illinois residents can explore state resources that can help answer your questions about eligibility for certain types of benefits and how they might apply to assisted living.
Find your local Area Agency on Aging: There are multiple agencies per state, enter your ZIP code or city to find the one closest to you.
The Illinois Department of Veterans’ Affairs may be able to help you determine if your loved one is eligible for VA benefits.
Find Illinois Social Security offices where you can understand your benefits and get answers to your questions about claims.
Assisted living communities by Illinois city
Luxury senior living in Illinois
Belmont Village Senior Living Lincoln Park
Independent Living, Assisted Living, Memory CareBelmont Village Lincoln Park stands out as a unique and premier senior living community in Chicago's Northside neighborhood. Nestled in the new Lincoln Commons area, this mid-rise building is steps away from Lincoln Park and the beautiful shores of Lake Michigan. It beautifully replicates the historical Nellie Black building, blending seamlessly into the aesthetics of the area. It is surrounded by excellent dining, shopping, and entertainment options and is just a short drive away from the iconic Wrigley Field.
Renowned for its innovative, research-based programming, Belmont Village offers a balance of best-in-class care and resident-centered living. They provide a wide spectrum of care from assisted living to various memory care options and have a pet-friendly policy. The facility is licensed throughout for the highest level of care, ensuring that couples with different care needs can stay together. As the residents' needs evolve, the caring and experienced management team, backed by over 20 years of company experience, adapt to provide the right level of care and support.
Belmont Village Lincoln Park is more than just an assisted living community. It boasts of a vibrant social activity calendar, a professionally managed fitness center with on-site therapy services, and a full-service salon. Residents can enjoy restaurant-style dining at Josephine’s Kitchen, engage in enriching activities, and participate in the award-winning Circle of Friends program - a memory enrichment program recognized by George Mason University with a Healthcare Award. The community takes pride in its active and celebrated veteran community. Explore Belmont Village Lincoln Park and discover a fulfilling, engaging, and purposeful life in your golden years.
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The Landing On Dundee Senior Living
Assisted Living, Memory CareThe Landing on Dundee Senior Living is a premier Assisted Living and Memory Care Community that serves Wheeling, Illinois, as well as Buffalo Grove, Lincolnshire, Prospect Heights, Deerfield, Northbrook, Arlington Heights, and Mt. Prospect. No matter where you’ve lived before, we’d be honored to have you call The Landing on Dundee home.
Wheeling is located in the heart of Cook County and the suburbs of Chicago. One of its most notable features is fine dining and the famous “Restaurant Row” which features numerous local eateries along Milwaukee Avenue. Visitors also have plenty of retail and entertainment options at Wheeling Town Center, places to relax and cool off in the summer like the Wheeling Family Aquatic Center, recreational opportunities such as the Des Plaines River Trail, Potawatomi Woods, and so much more.
Situated just off of Milwaukee Ave. and near the Wheeling Metra station is The Landing on Dundee, which is a refreshingly modern senior living community that has accommodations for both Assisted Living residents and those with specialized Memory Care needs. We provide exceptional person-centered care to residents from all walks of life. Whether you or your loved one is looking for 24/7 Memory Care or needs help with Activities of Daily Living (ADLs) in an assisted living setting, our community has everything necessary to live comfortably and happily.
The Landing on Dundee is a place where residents can truly feel at home and where they receive patient-centric healthcare. Our skilled and professional staff of caregivers understand that needing assistance with ADLs or specialized Memory Care is hard for families and their loved ones. That’s why treating every resident as if they were a member of our own family will always be our top priority. We work hand-in-hand with residents around the clock to ensure their safety, health, and wellbeing.
Our community at The Landing on Dundee develops care plans, activities, and services that blend support with enjoyment so our living environment feels like home. We are committed to residents and their procurement of both health and happiness.
The Landing on Dundee has exceptional living accommodations, with five different apartment-style room types for Assisted Living residents and four varieties for those with Memory Care needs. Our location features gorgeous modern amenities with furnishings and comforts in each room. When residents and their families arrive, they will first notice our inviting entryway, complete with brick paving and a courtyard with lush green trees, bench seating, and walkways. Inside, residents can enjoy our wonderful common spaces for exercise, games, art, movies, reading, a salon & spa, relaxation nooks for good conversation, a billiards room & lounge, and so much more.
Gathering around the table for meals is also important in our community and residents enjoy them in our restaurant-style dining room and bistro, which is also exceptionally updated with the look and feel of a 5-star restaurant. We also have a private dining room for special occasions. Our highly experienced Chef creates a wide variety of mouthwatering meals that residents love, including our weekly omelet bar at breakfast, a delicious pound cake with berries and whipped cream for dessert, and staples for Holiday celebrations like hamburgers and hot dogs on Memorial Day or Rueben Bites on St. Patrick’s Day. We invite families to share a meal with residents, especially during Holiday celebrations!
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