See how easy living can be in the Granite State when you explore assisted living options in New Hampshire. All of New England is available to residents of New Hampshire, with Boston being particularly close. Beautiful, blooming springs and richly colored falls make the snowy winters worthwhile. Urban living with luxury accommodations, small-town facilities as cozy as they are quaint, and more senior living facilities options await. There’s something for everyone looking for assisted living services in New Hampshire.
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Cost of assisted living in New Hampshire vs. nearby states
The cost of assisted living in New Hampshire
Seniorly 2021 data shows that the average cost of assisted living in New Hampshire is $5,644 per month. The national average monthly cost is $4,057. This means New Hampshire is well above the national average when it comes to costs associated with assisted living services. Keep in mind as you start your senior living search that some areas (particularly those where the cost of living is high) will be more expensive than others. Explore our assisted living listings to start comparing properties, or get in touch with one of our local advisors to get expert advice on what you can afford in the areas in which you’re interested.
Assisted living communities can provide the peace of mind that comes from not worrying about home maintenance, chores, or errands, as well as help with personal care like grooming, eating, and other activities of daily living seniors might have trouble with. However, if your loved one requires nursing care, or has diagnosed Alzheimer's or dementia that has progressed to a certain point, they might need a skilled nursing facility/home health care, or memory care community instead. These types of care providers (and for that matter, in-home care) might cost more in New Hampshire than assisted living facilities, but the important thing is that your loved one’s needs are cared for in order to provide them with the best quality of life.
If your loved one currently lives in a retirement community, ask whether it is a Continuing Care Retirement Community: these senior living properties are generally designed for residents to age in place. Seniors can get the different levels of care they need, from independent living to memory care, without having to move to a different community altogether.
Financial assistance for assisted living in New Hampshire
Medicaid options for New Hampshire seniors
According to benefits.gov, to be eligible for New Hampshire Medicaid, you must be a resident of the state of New Hampshire, a U.S. national, citizen, permanent resident, or legal alien, in need of health care/insurance assistance, whose financial situation would be characterized as low income or very low income. You must also be one of the following:
Pregnant, or
Be responsible for a child 18 years of age or younger, or
Blind, or
Have a disability or a family member in your household with a disability, or
Be 65 years of age or older.
New Hampshire's Medicaid health care program pays for medical care for children and adults with limited income and resources. As in other states, it is supported by both State and Federal funding and designed to help a wide variety of families and individuals who need assistance.
The New Hampshire Medicaid program also ensures enrollees have access to care through enrollment of medical providers and access to transportation services to medical appointments.
Non-Medicaid State assistance programs
There are a few non-Medicaid assistance programs in New Hampshire, including the NHCarePath program, which connects senior and disabled New Hampshire residents with local and community-based resources. The Bureau of Elderly and Adult Services also offers and facilitates access to an array of long-term supportive and health services for seniors.
More ways to finance assisted living in New Hampshire
There are several options available to finance assisted living for yourself or a loved one. Long-term care can be financed several ways:
Life insurance - Some life insurance policies have a provision for long-term care benefits.
Long-term care insurance - This type of insurance is intended to cover long-term health care needs by covering costs for assisted living or long-term care communities.
Pensions, 401K, and IRA - If you have a pension, 401k, or an IRA to fall back upon this would be a great benefit in paying for assisted living costs.
Real Estate - Having a home is a great source of income. When it is time to move into assisted living the sale proceeds from your home can cover the costs.
Veteran’s benefits - While the VA will not directly cover the costs of assisted living, you can obtain help from the VA under the Veterans Aid & Attendance benefits. The Aid & Attendance benefits helps eligible veterans and their surviving spouses to pay for assistance for assistance of daily living (ADLs) activities. Aid & Attendance benefits are often referred to by other names such as “improved pension,” “VA assisted living benefit,” or “veterans elder care benefits.”
Free assisted living resources in New Hampshire
New Hampshire residents can explore state resources that can help answer your questions about eligibility for certain types of benefits and how they might apply to assisted living.
Charlie Newcomb and his daughter, Brianna Hickford, both reside in Southern NH. Brianna has worked in the healthcare field for ten years. Her experience as a Licensed LPN, specializing in Alzheimer’s and Dementia care, has given her the experience and knowledge as to the needs of seniors. She is compassionate, committed, and strives to give clients the care that they deserve. She has seen first-hand the stress that is placed on family members when their loved one becomes ill. Brianna resides in Londonderry, NH with her husband and 5 children.
Charlie spent over 30 years working in the food service and sales industry. His journey to Oasis began three years ago, when his mom’s health began to fail. Being an only child, he was the only one who could help her make the life decisions that were necessary. The support of his wife, Terry, and Brianna’s support, experience, and guidance was critical in helping Charlie face this challenging time. It was not easy watching his mom, Brianna’s grandmother, just helplessly go with the flow. He knew there had to be a better way.
Families are faced with making life decisions for their loved ones, but do not have all the answers. They also may not know what questions they should ask of potential homes for their loved ones. Let Oasis Senior Advisors help. Our no-cost services are designed to bridge the gap between families and the right housing placement options, so you can focus on your loved one. Charlie Newcomb and Brianna Hickford partnered with Seniorly in 2018.
